Accidents are ugly and we hope and pray that you never get into one. However the reality is that things happen and no one is immune to the issues of life. In the recent past we’ve watched cars lose control and crash into houses and homes so whether you’re standing still or driving around you may find yourself in an accident.
Following these steps is very important because it ensures your safety, reduces further risk of injury, and makes processing of insurance claims much easier. In a stressful situation such as this, staying calm can he hard but you need to try and take a few deep breaths before proceeding.
Take a minute to assess your surrounding. Are you in pain? Can you feel your body, arms, legs etc. Do you know where you are? This is a very important first step because it dictates the next steps you’re to take. If you are in a car with other people, check on them next, but only after you have assessed yourself first. Call out their names and see if you get a response and have them assess any injuries they may have.
Call 911. After you check on the yourself and the passengers in your car call 911 so you can give them details of any injuries or any concerns you may have. If you don’t have a phone, or cannot find it then get out of the car and move to step #3.
Get out of the car and help your passengers get out as well. You want to step out of the car for a number of reasons:
- Your accident may be blocking traffic and this could set you up for another crash from unsuspecting drivers,
- Busted fuel lines can easily be ignited starting a fire
Go over to the other driver and check on them. If you haven’t called 911 because you don’t have or couldn’t locate your phone then have the other driver call 911. Avoid getting confrontational with the other driver because it’ll just make things worse. Leave any judgement to the police to handle. At the same time be cooperative but do not admit fault.
Exchange drivers license and insurance. You need to insist on getting this information from the other driver. Next, take pictures of the other driver and both cars. If at all possible, move back so you can take a photo of the whole area. Be sure to take photos of the vehicle plates as well.
By this time the police are on the scene. Make sure to file a police report and give them your side of the story. It’s important to have an official copy of the police report because insurance will require one in order to file a claim.
Lastly, call your insurance company/agent to start processing a claim. Many insurance companies will provide you with towing services to an auto body shop or your home. Remember you don’t have to use the auto body shop recommended by your insurance company. So long as you choose a reputable auto body shop in your area you’ll be fine.
If you happen to be in an accident, count on Davis Paint & Auto Collision Center to restore your can to its original condition. We are a certified auto collision shop with 2 centers in Oklahoma City metro and Midwest City and we will help you navigate insurance claims so you don’t have to suffer the frustration of chasing after your claims. Give us a call today at our Oklahoma City location (405) 733-9797 or Midwest City location (405) 732-0762!